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The "Lurker" who finally saw the light
Is refinancing actually worth the headache, or is it just a myth like 'easy' IKEA assembly? I’ve been with the same bank since 2017, and I’m pretty sure they’re charging me extra just for being a 'loyal' customer. I saw the refinancing page on Write Finance—do they actually handle the break-up with my current bank for me, or am I going to be stuck on hold for three hours listening to elevator music while trying to cancel? Tell me the truth: how much can I realistically save without losing my mind?
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Refinancing can be worth the effort, especially if your current rate is higher than what’s available now — and no, you’re not alone in feeling “punished” for loyalty. A good refinance broker brisbane takes a lot of the grunt work off your plate: comparing lenders, handling paperwork, and even managing the switch-over timing. They’re used to dealing with break-fees, payout figures, and bank processes so you’re not stuck on hold for hours. Realistic savings depend on your loan size and rate gap, but many people shave significant amount off monthly repayments or free up cash flow without chasing every bank individually. It’s not always instant, but the hassle is usually much smaller with a broker.